Q :
Can I Use Payroll Deduction and Transfer the Remainder of My Salary to My Current Account?
Yes, you can! In order to do so:
- You can keep (or set up) your regular payments as payroll deduction (loan repayments, savings/shares, etc.)
- You can separately have the rest your salary paid into your current account for your normal account usage
Q :
Can I Use Payroll Deduction to Use the Current Account?
This is not recommended by HSSCU. This is so, as if there was a delay with payroll then your funds may not be in your account when you need them. However, if you wish to send your salary to your current account either as a full amount or a PayPath split then that is an option, as PayPath automatically goes directly to the account(s) on payday.
Q :
How Can I Pay into My Current Account?
You can pay into your HSSCU current account in a number of ways:
- You can change the bank account your salary is paid into to be your HSSCU Current Account.
- You can transfer funds into your account via electronic transfer from your bank account or other credit union accounts.
- You can transfer other financial payments into your current account (pension, etc.).
Q :
What Can I Do with a HSSCU Current Account?
You can do so much with your HSSCU Current Account:
Can I Have a HSSCU Current Account without a Debit Card?
Can I Have a HSSCU Current Account without an Overdraft?
- You can use the account as you would a bank account.
- You can have a debit card and an overdraft (subject to approval). You can also pay your bills via direct debit or standing order, get your wages paid into your current account, etc.
Can I Have a HSSCU Current Account without a Debit Card?
- Yes. We would advice you, however, that there are no extra fees for a debit card other than if you exceed the number of free ATM withdrawals allowed and currency fees when using the card abroad. With this in mind, debit cards are advisable for your ease of use and for you to rake advantage of Mastercard® Priceless.
Can I Have a HSSCU Current Account without an Overdraft?
- Yes you can.
Q :
What Do I Need to Set Up a Current Account?
To set you a current account with HSSCU, you need to:
Once you have the above, you can apply via your CUOnline+ account right now
- Firstly, be a HSSCU member.
- Have up-to-date ID and address verification in your account, including an Eircode.
- Be registered for CUOnline+, HSSCU's online banking portal.
Once you have the above, you can apply via your CUOnline+ account right now
Q :
What Documents Do I Need to Apply for an Overdraft?
The minimum necessary documents to apply for an overdraft are an up-to-date 3 month bank statement and a recent payslip. On occasion, HSSCU's credit team may request further documentation.
Q :
Can I Open a Joint Current Account?
At HSSCU, joint current accounts are presently available solely for joint loan applications. To receive paperwork for a joint current account application, visit one of our branches or call us on 01 677 8648.
Q :
Can I Get Cashback with My HSSCU Debit Card?
Yes! You can get cashback up to €100 when making purchases at participating retailers. You can withdraw up to €700 in cash per day (withdrawal limits at ATMs may vary).
Q :
Who Can Apply for a Current Account?
All Health Services Staffs Credit Union members aged 16 and up can apply for a current account. Members who are 16 or 17 years of age are required to attain the consent of a parent or guardian in order to open a current account.
Q :
How Do I Get a Replacement Card?
If your card is damaged, lost or stolen call Credit Union Card Services on 01 693 3333. The Customer Services line is open 24 hours a day, 7 days a week. Calls are charged at your standard network rate. Calls from mobiles may be higher. New cards will be issued on requests within 7 – 10 working days.